I am already retired from the County and am enrolled in the Retiree Health Benefits Program, but I am still working full-time in the private sector. Do I still need to enroll in Medicare when I turn 65?

If you are covered under your current employer’s group health plan in the private sector, you may want to delay enrollment in Medicare Part B.  If you are only enrolled in the Washoe County Retiree Health Benefits Program, then you should not delay enrolling in Medicare.  Retiree insurance is not considered “creditable” coverage by Medicare, so if you do not enroll in Part B at age 65 and decide to enroll later, you will be subject to a late enrollment fee of 10% for each 12-month period beyond your original Part B eligibility date.