Human Resources

Supplemental life insurance may be purchased through Western Insurance Specialties and American Fidelity.

• Western Insurance Specialties can be reached at 775-826-2333. 
• American Fidelity can be reached at 775-829-1313.

Yes.  You may name as many primary beneficiaries as you want, as long as you indicate the desired percentage of distribution.  For example, if you name two children, you may want to show that each of them is entitled to 50% of the benefit.  You may also list contingent beneficiaries as well.

You can name anyone as your beneficiary, regardless of your relationship.  However, if you name a minor, the life insurance company will typically place the benefit in a Trust until that minor turns 18 years of age.

The County provides $20,000 of life and accidental death & dismemberment insurance for all benefited-employees, as well as a $1,000 benefit for those beneficiaries who are covered under your health insurance plan.  The $20,000 benefit reduces to $13,000 at age 65, and once again to $7,000 at age 70.

The County provides a $1,000 of life insurance for dependents who are carried on the participant’s health insurance plan. In the event a dependent dies while on the participant’s insurance, the participant would receive $1,000 in life insurance.

No, not unless they are eligible to enroll onto the retiree insurance.  In that case, they would have the $1,000 life insurance benefit for as long as they remain on the plan.

Your contingent beneficiary comes into play only in the event that the primary beneficiary has predeceased them.

The County provides this benefit for as long as you are covered under one of our health insurance plans.