Benefits - Medical Insurance
You must log onto ESS and submit a Life and Work Event request to add or remove a dependent.
Please see the “Eligibility Quick Reference” on the Human Resources website for more information on adding or deleting dependents: Eligibility Quick Reference
Under the new Health Care Reform Bill, you may cover your child/children up to age 26. They do not have to be a full-time student, living with you, and/or dependent upon your financial support.
If you are adding a domestic partner, you must do so within 31 days of filing the declaration of domestic partnership, or during the annual Open Enrollment period.
You may add your new baby within 31 days of the birth by submitting a Life and Work Event request through ESS and providing a copy of the birth confirmation to Human Resources.
Washoe County Employee Benefits is located within the Human Resources Department at the County Administration Complex, 1001 East Ninth Street, Building A, Room A220, and the contact information for the benefits team is as follows:
- Kristie Harmon, Senior Benefits Specialist, 328-2079, email@example.com
- Ashley Berrington, Benefits Manager, 328-2088, firstname.lastname@example.org
- Molly Hodges, Benefits Specialist, 325-8111, email@example.com
- Kelsey, Zaski, Benefits Specialist, 328-2099, firstname.lastname@example.org
- Lisa Daniels, Office Support Specialist, 328-2082, email@example.com
You may change your choice of health plan for any reason during the annual Open Enrollment period by logging on to ESS and completing the online enrollment process.
Washoe County pays 100% of the employee premium. Through collective bargaining, the County has also agreed to pay 50% of the enrolled dependent’s premium. Employees are responsible for the remaining premium for their enrolled dependents.
As a result of the Health Care Reform Act, dependent children may now continue on your health insurance until age 26.
Current insurance rates are posted on the Washoe County Human Resources public website. To access the website, click here: https://www.washoecounty.gov/humanresources/Benefits/healthbenefits.php.
Yes. Visit the websites below to access pharmacy services, check drug prices, view your prescription history, locate pharmacies near you and enroll in pharmacy by mail program.
• Self-funded PPO and HDHP: www.maxorplus.com (or call 1-800-687-0707)
• Prominence HMO: www.medimpact.com (or call 833-775-6337)
The GAP Plan was first introduced in FY 10/11 and is available in conjunction with the HMO Plan. Washoe County covers the cost of the GAP plan for all employees enrolled in the HMO; however, it is an elective coverage for dependents, and employees are responsible for dependent premiums. Provided by American Fidelity, the GAP Plan is designed to reimburse the following out-of-pocket expenses up to:
• $1,000 per inpatient hospital confinement
• $200 for certain outpatient services
• $25 for non-routine doctors visits (limit of $125 per family per year)
For more information about the GAP Plan, or to enroll or delete a dependent, you must contact American Fidelity directly at 775-829-1313.
Coverage becomes effective on the 91st day of continuous full-time or permanent part-time employment (21 or more hours per week). You must log onto Employee Self Service (ESS) and add dependents, if applicable, and designate life insurance beneficiary(ies) for you life insurance benefit.
If enrollment is not completed within the first 90 days of employment, you will be enrolled with employee-only as of your effective date.
Self-funded PPO and HDHP Plan:
- Renown Regional Medical Center, Renown South Meadows Regional Medical Center, St. Mary's Regional Medical Center, Northern Nevada Regional Medical Center, Northern Nevada Sierra Medical Center, and Carson-Tahoe Hospital
- Saint Mary's Regional Medical Center, Northern Nevada Medical Center, Northern Nevada Sierra Medical Center, and Carson-Tahoe Hospital
Contact information for the following plans:
- Self-funded PPO and HDHP contact UMR at 800-826-9781.
- Prominence HMO, contact Prominence at 800-863-7515.
The HMO Medicare Advantage Plan was added to the Washoe County Retiree Health Benefits Program in FY 10/11. The coverage is provided through Senior Care Plus, and is available only to those retirees and their dependents with both Medicare parts A and B. This plan is a great option for those retirees who are receiving only a partial premium benefit from Washoe County and/or who are covering dependents. Please note that enrollment occurs only on the first of each month.
You may contact the Enrollment Specialist at Senior Care Plus at 775-982-3134.
Every year, mid-October through mid-November, the County holds an Open Enrollment period during which time you can make any changes to your health insurance plan without qualifying event restrictions. This is the perfect opportunity to review all your health insurance options to make sure you and your family are appropriately covered.
With the introduction of online open enrollment in FY 12/13, you must now review and certify your existing benefits via ESS even if you are not making any changes. You are strongly encouraged to attend one of the annual Open Enrollment meetings or review the Open Enrollment data posted on the website to be sure you understand any changes occurring at the beginning of the calendar year (January 1).
We strongly encourage all employees to attend Open Enrollment meetings which are scheduled each year mid-October through mid-November. If for some reason you cannot attend one of these informative meetings, you may contact a Benefits Specialist: Kristie Harmon at 775 328-2079, Molly Hodges at 775 325-8111, or Kelsey Zaski at 775-328-2099 to set up an appointment.
For a full description of what services meet the definition of preventative and routine medical care, please refer to your plan summary or contact your plan administrator directly:
• Self-funded PPO and HDHP participants: Contact UMR Customer Service at 800-826-9781.
• HMO participants: Contact Prominence Customer Service at 800-863-7515.
Yes, this is considered a “qualifying event” and they must be added within 31 days of the loss of coverage. You must submit a Life and Work Event request through ESS along with documentation from the previous insurance company that indicates the last day of coverage.
My spouse/partner has a new job and insurance is being offered. Can I remove them from my insurance?
Yes, this is considered a “qualifying event” and they must be removed within 31 days of the effective date of the new insurance. You must also submit a Life and Work Event request through ESS along with documentation from your spouse’s new employer that indicates the effective date of his/her coverage.
Participants on the HMO Plan are required to receive care from physicians, hospitals and other health care providers that are contracted to provide services for Prominence Health Plan.
If you are on the Self-funded PPO and HDHP, you will receive a better rate if you use contracted providers, but you do have flexibility.