National Flood Insurance Program

Washoe County has been a member of the National Flood Insurance Program (NFIP) since 1984 and is a local supporting partner for Federal Emergency Management Authority programs to prepare, prevent, and recovery from flood. 

Washoe County's membership in the National Flood Insurance Program makes available to residents federally-backed flood insurance for all structures, whether or not they are located within the floodplain. In addition, residents receive a discounted rate on flood insurance.

Please note, NFIP imposes a 30-day waiting period, residents should plan accordingly to ensure coverage during the flooding season.

Please read our sample letter about the mandatory purchase of flood insurance requirement and a related letter that seeks to assist citizens with understanding floods, the floodplain, and flood insurance.