Human Resources

The Health Savings Account (HSA) allows you to contribute pre-tax dollars to pay for health care expenses, such as deductibles, co-pays and co-insurance.

You are only eligible to participate in an HSA if you enroll in the High Deductible Health Plan (HDHP).  Annual contribution limits are set by the IRS. 

For 2025, they are $4,300 for individual coverage and $8,550 for family coverage. 

See the table below to find out your max payroll contribution limit.

Employee Only Contribution
IRS Limit	$4,300
Washoe County Contribution	$2,250
Max Contribution (minus W.C. Contribution)	$2,050

 

Employee plus dependent (spouse or family) Contribution
IRS Limit	$8,550
Washoe County Contribution	$2,500
Max Contribution (minus W.C. Contribution)	$6,050

If you are age 55 or over, you can contribute an additional $1,000 per year. 

*Washoe County contribution amounts are for those enrolled as of 1/1/2025.  A pro-rated contribution shall be provided for thsoe enrolled after this date.

For more information, visit www.americanfidelity.com/support/hsa

Contact the HR Benefits Team

(775) 328-2081 option 2