Washoe County Retirees
Save the Date! Open Enrollment 2027 is Coming Soon
It's almost time for Open Enrollment! This is your opportunity to review your current health plan, explore available options, and make changes to your coverage for the upcoming plan year. Please mark your calendar.
Open Enrollment Dates: October 26, 2026 through November 20, 2026
Benefit Effective Date: January 1, 2027
Medical - Dental - Vision
Washoe County offers its retirees comprehensive medical, dental and vision insurance coverage. Retirees have four health plans to select from:
- Preferred Provider Organization (PPO)
- Sures Plan (Surest)
- High Deductible Health Plan with a Health Reimbursement Arrangement
- Medicare Advantage Plan for those retirees and their dependents enrolled in Medicare
| 2026 Premium Rates without Medicare | ||||
|---|---|---|---|---|
| Dependent Election | PPO Plan | HDHP | Surest | Medicare Advantage |
| Retiree | $1,211.22 | $684.79 | $1,045.75 | N/A |
| Spouse | $2,398.66 | $1,345.40 | $1,935.87 | N/A |
| Child(ren) | $2,190.70 | $1,243.52 | $1,758.70 | N/A |
| Family | $3,283.06 | $1,806.14 | $2,712.89 | N/A |
| *Rates do not reflect Washoe County paid benefit | ||||
| 2026 Premium Rates with Medicare | ||||
| Dependent Election | PPO Plan | HDHP | Surest | Medicare Advantage |
| Retiree | $607.46 | $568.94 | $620.22 | $205.50 |
| Spouse | $1,174.43 | $1,097.39 | $1,131.88 | $385.99 |
| Chid(ren) | $1,081.42 | $1,012.07 | $1,031.26 | N/A |
| Family | $1,587.74 | $1,479.86 | $1,581.47 | N/A |
|
*Rates do no reflect Washoe County paid benefit *Surest dependent rates may vary. Please contact Health Benefits for confirmation of premium rates |
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| 2026 Dental Rates (Optional) | ||||
| Dependent Election | Dental | |||
| Retiree | $64.83 | |||
| Spouse | $126.25 | |||
| Child(ren) | $113.96 | |||
| Family | $175.40 | |||
UMR High Deductible Plan
HDHP is administered by UMR and the United Healthcare Choice Plus network. Paired with a Health Reimbursement Arrangement (HRA) administered by American Fidelity.
