Washoe County Retirees

Medical - Dental - Vision 

Washoe County offers its retirees comprehensive medical, dental and vision insurance coverage.  Retirees have four health plans to select from:

• Self-funded Preferred Provider Organization (PPO)
• Sures Plan (Surest)
• High Deductible Health Plan with a Health Reimbursement Account
• Medicare Advantage Plan for those retirees and their dependents enrolled in Medicare

Self-funded Group Health Plan (PPO)

The PPO Plan is administered by UMR with the United Healthcare Choice Plus Network of Providers.

• UMR PPO Summary of Benefits
• UMR PPO Health Plan Document

Prescription benefits under this plan are managed by MaxorPlus.

Lifestyle Management Program with Specialty Health. 

  High Deductible Health Plan (HDHP) with a Health Reimbursement Account

The HDHP Plan is administered by by UMR with the United Healthcare Choice Plus Network of Providers. The HDHP is paired with a Health Reimbursement Account (HRA) administered by American Fidelity Assurance Company.

• UMR HDHP Summary of Benefits
• UMR HDHP Plan Document

Prescription benefits under this plan are managed by MaxorPlus.

Lifestyle Management Program with Specialty Health. 

Please note: Upon moving off the HDHP any funds remaining in the HRA will be returned to Washoe County. 

 UMR Representative available in Human Resources

 Monday and Wednesday from 8:00 a.m. - 4:30 p.m.

Providing assistance with EOB's, finding a provider, claim issues

No appointment is required

Health Maintenance Organization (HMO) Plan

This plan is administered by UMR with prescription benefits managed by Optum Rx. 

• Surest Plan Summary of Benefits
• Surest Plan Provider Network Guide
• Surest Plan Document

   Medicare Advantage HMO Plan

The Medicare Advantage HMO Plan is administered by Senior Care Plus.

• Medicare Advantage Plan Summary
• Medicare FAQs

  GAP Plan

This GAP Plan is administered by American Fidelity Assurance Company, and is designed to help cover a portion of your out-of-pocket expenses with the HMO group health plan. 

• Gap Plan Reimbursement Form
• Gap Plan FAQs

     Dental and Vision Benefits

Self-funded vision benefits are administered by Vision Service Plan (VSP).

• VSP Provider Network
• VSP Summary of Benefits

Dental benefits are optional for Retirees.

The self-funded dental plan is administered by UMR and the network of PPO dental providers is managed by Guardian.

• Dental Plan Summary
• Dental Plan Provider Network

Life Insurance

Washoe County provides basic life insurance coverage with a benefit maximum of $20,000. The benefit reduces to $13,000 at age 65 and $7,000 at age 70.

To enter/update life insurance beneficiary information complete a Life Insurance Beneficiary Form and submit it to HR-HealthBenefits@washoecounty.gov.

Supplemental life insurance is available for purchase; please see additional information under Supplemental Benefits web page.

Life Insurance FAQs

Address Changes

To change your address, complete a Change of Address Form and provide a copy of a government issued ID.  This can be emailed to HealthBenefits@washoecounty.gov or mail to Washoe County; Attention Health Benefits, 1001 E. Ninth Street, Room A220, Reno, NV 89512.

 PERS - Public Employees' Retirement System of Nevada      

The Public Employees' Retirement System of Nevada (PERS) administers the retirement plan.

• PERS Retiree Reemployment Notification (Non-PERS eligible position)
• PERS Re-Employed Retiree Earnings Limitation for FY 23/24

  Deferred Compensation

Washoe County's Deferred Compensation Program is administered by Voya. 

If you are a participant in one of the Deferred Compensation Plans and would like additional information, please contact Voya's Retirement Readiness Service Center at 800-584-6001 or Voya's Representative, Tom Verducci at 775-530-3089.  You may also access your account online at voyaretirementplans.com. 

Deferred Compensation Plan FAQs

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