Retiree Open Enrollment
This page contains information about benefits and changes for 2027. Information about 2026 benefits may be found on the main Retiree Health Benefits website.
Open Enrollment is an annual opportunity for retirees to review and make changes to their health benefits for the upcoming calendar year.
During Open Enrollment, you may:
- Change your health plan
- Add/remove dependents
2027 Health Plans
Please review the 2027 health plans completely to make an informed decision for you and your family.
PPO Plan
- New $0 Benefit - Sword Health
HDHP
- Increased Family Deductible, $3,500
- New $0 Benefit - Sword Health
Medicare Advantage Plan: Group Medicare-Kaiser Permanente
- $0 co-pay - Primary Care Office Visits
- $140 co-pay - Emergency Room Visits
Dental & Vision Plan
- No Benefit or Network Changes
Health Insurance Premium Rates for 2027
2027 Premium Rates without Medicare*
| Dependent Election | PPO Plan | HDHP | Medicare Advantage |
|---|---|---|---|
| Retiree | $1,284.93 | $732.16 | N/A |
| Retiree+Spouse* | $2,562.22 | $1,456.29 | N/A |
| Retiree+Child(ren)* | $2,343.65 | $1,349.09 | N/A |
| Retiree+Family* | $3,494.39 | $1,943.61 | N/A |
*Rates do not reflect Washoe County paid benefit
2027 Premium Rates with Medicare
| Dependent Election | PPO Plan | HDHP | Medicare Advantage |
| Retiree | $665.67 | $587.93 | $248.87 |
| Retiree+Spouse* | $1,306.18 | $1,150.70 | $469.36 |
| Retiree+Child(ren)* | $1,205.36 | $1,065.41 | N/A |
| Retiree+Family* | $1,755.46 | $1,537.77 | N/A |
*Rates do not reflect Washoe County paid benefit
2027 Dental Rates (Optional)
| Dependent Election | Dental |
| Retiree | $67.90 |
| Retiree+Spouse | $132.39 |
| Retiree+Child(ren) | $119.49 |
| Retiree+Family | $184.00 |
Health Reimbursement Account administered by American Fidelity
What do you need to do?
Discover your options and learn about the different health plans offered at Washoe County.
Retiree Open Enrollment Overview - October 27, 2026 10:00 a.m. - 11:00 a.m.
Group Medicare - Kaiser Permanente Plan Overview - October 28, 2026 9:30 a.m. - 10:30 a.m.
Retiree Open Enrollment In-Person Event - November 5, 2026, from 10:00 a.m.-4:00 p.m.
Location Cafeteria, 1001 E. Ninth St. Between Building C & D
Explore Your Options
Attend an informational session to learn about available health plans.
Review Costs and Coverage
Current Surest Plan Members must complete a Retiree Enrollment Form.
GAP coverage will be ending 12/31/2026, members can submit GAP claims through 12/31/2027.