American Fidelity

American Fidelity provides supplemental products for Washoe County members

Health Flexible Spending Account

A Flexible Spending Account (FSA) helps with medical, dental and vision expenses not covered by insurance. You may elect a portion of your salary to be deducted, on a pre-tax basis, from each paycheck for reimbursement of qualified expenses throughout the plan year. A Flexible Spending Account may be used to reimburse for expenses incurred for the employee, spouse and eligible dependents. Example of eligible expenses may be found on American Fidelity's website. Employees at Washoe County may allocate between $300 and $3,300 pre-tax dollars per calendar year for reimbursement of eligible medical, dental and vision expenses.

How to Submit for Reimbursement:

The fastest way to file a reimbursement claim is through your online account, or on the mobile app,AFmobile^®.

Online
1. Log in to your online account
2. Click on the File a Claim button
3. Select Reimbursement Account(s)
4. Complete the claim form
5. Click the Submit button

AFmobile
1. Touch the Submit Reimbursement button on the AFmobile dashboard
2. Complete the Claim Form
3. Click the Submit button

Fax or Mail
1. Download and complete a Claim Form and include all applicable receipts and documentation. Please note, paper claim filing is not the fastest option. File a claim online or through AFmobile to get your money faster.

GAP Plan

The GAP Plan is administered by American Fidelity Assurance Company, and is designed to help cover a portion of your out-of-pocket expenses with the Surest health plan.

Dependent Day Care Flexible Spending Account

A Dependent Care Flexible Spending Account is used to reimburse yourself, with tax-free funds, for eligible dependent care expenses incurred while working. Employees at Washoe County may allocate up to $5,000 pre-tax per calendar year for reimbursement of dependent care services ($2,500 if you are married and file a separate tax return).

How to Submit for Reimbursement:

The fastest way to file a reimbursement claim is through your online account, or on the mobile app,AFmobile^®.

Online
1. Log in to your online account
2. Click the File a Claim button on the top of the page
3. Select Reimbursement Account
4. Complete the claim form
5. Click the Submit button

AFmobile
1. Touch the Submit Reimbursement button on the AFmobile dashboard
2. Complete the Claim Form
3. Click the Submit button

Fax or Mail
1. Download and complete a Dependent Care Reimbursement/Provider Acknowledgement Form and include all applicable documentation. Please note, paper claim filing is not the fastest option.

American Fidelity Flexible Spending Account (FSA)

Flexible Benefit Plans allow employees to direct a part of their pay, on a pre-tax basis, into an account that can be used to reimburse for dependent day care and/or unreimbursed medical, dental and vision expenses. Because the money goes into the accounts before federal income taxes or FICA contributions are withheld, the employee pays less in taxes, and ultimately has more disposable income.

As qualified dependent care and/or unreimbursed medical, dental and vision expenses are incurred, the employee submits for reimbursement to the plan administer.

A Limited-Purpose Flexible Spending Account (FSA) is also available to participants in the Health Savings Account/High Deductible Health Plan. This plan limits your FSA reimbursements to dental and vision expenses only.

Washoe County's Flexible Spending Account provides a grace period of 70 days beyond the end of the calendar year to incur expenses and 90 days to submit claims for reimbursement.

Washoe County's Flexible Spending Benefit Plan is administered by American Fidelity Assurance Company.